*Annual Percentage Rate is based on a 12-month term. 12 monthly payments of $43.38 per $500 borrowed. All loans are subject to credit approval and our underwriting standards. Promotional offer is restricted to one Holiday Helper Loan per member at any given time. Apply by December 31, 2025, to receive special promotional rate. Terms, conditions, and membership requirements apply. For questions or complaints, please call 478-475-7819. Equal opportunity lender.